Tugu Kresna Pratama

Product Insurance

We provide some insurance products :

Fire InsuranceFIRE INSURANCE:
This type of insurance that provides protection for your interest in the form of the building and its contents, against fire, lightning, explosion, falling aircraft and smoke, which may occur suddenly and unexpectedly.
Insurance Options: :

a. Indonesian Standard Fire Insurance Policy (PSAKI), insurance covers the risk of fire, lightning, explosion, falling aircraft, vehicles impact and smoke.

b. Property All Risks (PAR), insurance covers all risks phisical loss of or damage to the insured property from any cause (Subject to policy exclusions) to the type Object Property Insurance

c. Industrial All Risks (IAR), insurance covers all risks phisical loss of or damage to the insured property from any cause (Subject to policy exclusions) for Object type of Insurance Industry.

MINIMUM DATA NEEDED FOR CLOSURE:

1. Applicant Name and Address of Insurance

2. Address location of the object to be insured

3. Using Object Types buildings to be insured

4. This type of wall construction and roof of the building from the object to be insured

5. Value / Price of Object to be insured

6. Circumstances surrounding the object to be insured
Engineering InsuranceENGINEERING INSURANCE:
This type of insurance that provides protection for interest insured, at the time working on Project Civil Construction, Erection/Installation Engineering, Maintenance and Use of Electronic Equipment, cause of the risks that may occur suddenly and unexpectedly.
Insurance Options:

A. Contractors All Risk (CAR) for Civil Construction Projects

B. Erection Risk (EAR) for Installation / Erection of the machinery All

C. Machinery Breakdown (MB) for the Operation of the machinery

D. Electronic Equipment Insurance (EEI) for the Use of Electronic Equipment

MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Owner of the object that insured

2. Name and address of the Contractor that work / operate

3. Name of Work Contract

4. The work schedule includes a period of employment

5. Location of Objects to be insured

6. The value / price of the object to be insured

7. Details of the Object to be insured
Cargo Insurance CARGO INSURANCE:
This type of insurance that provides protection for interest insured, at the time of transportation by a conveyance of inland, sea or air from an objective place to place, as a result of the risks that may occur suddenly and unexpectedly.
Insurance Options:

A. Institute Cargo Clause "A" (ICC-A), Insurance Cover All Risk, unless the risks are listed as "exceptions" in the Policy.

B. Institute Cargo Clause "B" (ICC-B), which ensures the occurrence of the risk of fire, run aground, explosion, sinking, stranding, upside down, crashes, earthquakes, volcanic eruptions, lightning, water ingress, and demolition.

C. Institute Cargo Clause "C", which ensures the occurrence of the risk of fire, explosion sunk, stranded, inverted, collisions and disassembly.

D. DAI Transit Land Cover "A", which applies specifically to transport by land and air conveyances, due to the risk of fire, flood and accidental means of conveyance .

E. DAI Transit Land Cover "B", which applies specifically to transport by land and air conveyances, due to the risks unless the risk is listed as "exceptions" in the Policy.

MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant

2. Details of the Object to be insured

3. Details of conveyance

4. Origin and Purpose of the transport

5. Date to be transport implemented

6. The value / price of the object to be insured
Motor Vihicle InsuranceMOTOR VEHICLE INSURANCE:
This type of insurance that provides protection on Motor Vehicle, of the risks that may occur suddenly and unexpected such as accidents, evil deeds of others and either partial or total loss.
Insurance Options:

A. Combined (Comprehensive), guarantees that all loss and/or damages resulting from the occurrence of risk that is guaranteed

B. Total Losses (Total Loss Only), ensuring the total loss and/or damage caused by the occurrence of risk that is guaranteed

C. Liability to third parties, ensure the third party caused the loss of the guaranteed risk

MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant

2. Type of Vehicle

3. Use of Vehicles

4. Numbers Police Vehicles

5. Chassis Number and Engine Number Vehicle

6. Year Built Vehicles

7. Value / Price of Vehicle
Personal Accident InsurancePERSONAL ACCIDENT INSURANCE:
This type of insurance that provides protection against physical damage due to accidents that may occur suddenly and unexpectedly.
Insurance Options:

A. Death (A)

B. Permanent Dissablement (B)

C. Temporary Dissablement (C)

D. Medical Expenses (D)

MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant

2. Place and Date of Birth to be insured

3. This type of work undertaken

4. Estimated revenue for one year

5. Name, Address and Status Heirs
Marine Hull & Aviation InsuranceMARINE HULL & AVIATION INSURANCE:
Insurance that provides protection against damage to frames or frames Naval Air Ship, including the engine, due to the risk of collision, fire, explosion and other risks, which may occur suddenly and unexpectedly.
Insurance Options:

A. All Risks, which ensures all risks except the risk is noted as "Exceptions in the Policy

B. Total Loss Only, which guarantees total destruction, either Actual Total Loss or Constructive Total Loss

MINIMUM DATA NEEDED FOR CLOSURE:

1. Name of Applicant

2. Type of aircraft / vessel to be insured

3. Manufacturer and Year

4. Detail engine (type, series, DLS)

5. Type of Use (Charter, Regulair)

6. The value / price of the object to be insured
Liability InsuranceLIABILITY INSURANCE:
Insurance that provides protection to the insured for any claims from other third parties due to a risk of sudden and unexpected and the insureds fault.
Insurance Options:

A. Public Liability, insurance that provides protection as a result of a lawsuit from the public because of the activities carried out by the Insured

B. Automobile Liability, insurance that provides protection suit as a result of another party because of errors in performing the insured motor vehicle

C. Employers Legal Liability, insurance that provides protection to the employer because of a lawsuit from employees due to the occurrence of an error risk employer or employer-owned equipment

D. Comprehensive General Liability, insurance that provides protection as a result of a lawsuit from the public because of all business activities undertaken by the Insured

MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant

2. Job descriptions and details of the Applicant

3. Location of Interest / Object to be insured

4. Safety equipment used

5. Replacement value of the requested maximum
Money Insurance MONEY INSURANCE:
Insurance that provides protection against the Cash/Money Rates or other tools worth the money, to various risks such as burglary, unloading, conveyance accident, which may occur suddenly and unexpectedly.
Insurance Options:

A. Cash In Safe (CIS), insurance that provides protection at the time of cash or other means of exchange which is equated with money, as long in storage.

B. Cash In Transit (CIT), insurance that provides protection at the time of cash or other means of exchange which is equated with money, in the process transportation.

C. Cashier Cash In Box (CICB), insurance that provides protection at the time of cash or other means of exchange which is equated with money, as long as in the box cashier or teller counter.

D. Cash In ATM (ATM CI), insurance that provides protection at the time of cash or other means of exchange which is equated with money, as long as in the ATM machine.

MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant

2. Complete address of the location of the object to be insured

3. Applicant Type of business

4. This type of security or escort

5. Place of origin and destination freight

6. The maximum value that is stored or transported
BURGLARY Insurance BURGLARY INSURANCE:
This type of insurance that provides coverage for the risk of theft of property insured, which is done with violence (demolition).
MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant

2. Object types that will be insured

3. Address place / storage location

4. Object The value to be insured

5. The use of storage building

6. Safety equipment used
Surety Bond InsuranceSURETY BOND INSURANCE:
A form of guarantee executed by the insurance company, which provides guarantees for the Parties to the Principal (Contractor) for the benefit of Obligee (Owner), in the case of Principal Parties negligent or failed to complete its obligations under the Party that has been agreed Surety (Insurance Company) will provide compensation for cost required to resolve these outstanding obligations.
Insurance Options:

A. Offering Guarantee (Bid Bond)

B. Implementation Guarantee (Performance Bond)

C. Advance Payment Bond (Advance Payment Bond)

D. Maintenance Guarantee (Maintenance Bond)

MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant (Owner and Contractor)

2. Type / detail of work performed

3. Licensing of Contractors (Business License, DRM DLS)

4. Organizational Structure and Key Person of the Contractor

5. Contractors accomplish their experience in similar work

6. Type / detail of equipment owned by Contractor

7. Letter of Invitation Tender / Letter Winners

8. Company Profile Contractors last 3 years

9. Contract Documents
GOLFERS�S CARE Insurance GOLFERS�S CARE INSURANCE :
This type of insurance covers accidental damage to golf equipment at the time of operation, loss / damage during the journey or demands from third parties, due to the risks insured by the Policy.
MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant

2. Details of golf equipment will be insured

3. Value / price of golf equipment that will be insured
HOLE IN ONE InsuranceHOLE IN ONE INSURANCE:
This type of insurance that provides insurance against prizes given to the golfer who has won a Hole in One in a golf tournament.
MINIMUM DATA NEEDED FOR CLOSURE:

1. Name of Tournament

2. The place and timing of the tournament

3. Tournament participants (number, amateur / professional)

4. Hole numbers are contested and the provisions of its par

5. Type and value of prizes
TAILOR MADE Insurance TAILOR MADE INSURANCE:
This type of insurance designed to fit and meet the needs of the Insured.
MINIMUM DATA NEEDED FOR CLOSURE:

1. Name and Address of Applicant

2. Details of Risk for which a guarantee is

POWER PLANT INSURANCE PACKAGE

This type of insurance package cover all risk of Power plant in Under Contruction and Power Plant Operational.

PACKAGE - I (POWER PLANT UNDER CONSTRUCTION):

PACKAGE - II (POWER PLANT IN OPERATION):